Bluefield health plan Essay Example for Free

Bluefield health plan Essay Arc Electric employees were opting for their health insurance plan. Arc Electric had expanded their workforce due to which more employees were enrolling for Bluefield’s health insurance plan for the benefits. But when Bluefield released that the utilization of their physician services had tremendously increased in the last 6 months because of which their profits were being affected, they had to find out the cause for this. Soon they realized that the main cause for the increase in the utilization of their physician services was the increase in the number of new employees who were opting for the health insurance plan. Exhibit 1 clearly shows that the number of Arc Electric employees using Bluefield’s Health insurance plan has increased from 3912 in July, 2006 to 4137 in August, 2006. Thus, in only one month the increase has been of 225 people, which is comparatively quite high. Also, in 2006, the total cost incurred by Arc Electric for inpatient and outpatient hospital services were 203425 and 182440 in July and 212250 and 180700 in August, and for surgical services were 101250 and 103400 in July and August. Thus, the total cost incurred for hospital services and surgical services were 487115 and 496350 in July and August. While on the other hand the total cost incurred by Arc Electric for visits to physician’s office was only 337900 and 391450 in July and August. Therefore we can see that the difference is almost of 147215 and 104900 in July and August. As Bluefield’s contract with Arc Electric was about to expire the next month, they had to renegotiate the terms in their contract with Arc Electric and request for an increase in their premium rate in order to maintain their profit. They had realized that the main reason for their erosion of profits was the increasing number of Arc Electric employees who had opted for their health insurance plan. But, Bluefield were also aware of the fact that during renegotiations if they tried to increase the fixed premium which they charged every employee of Arc Electric per month, then they may refuse to do anymore business with them and sign a contract with some other health insurance company. This, Bluefield was not ready to risk. Thus, Bluefield wanted the staff members and directors to devise a renegotiating strategy which they could present before Arc Electric and maintain their contract with them while at the same time see to it that their profitability remains at par. After much consideration and results from various studies, including Exhibit 1, the employees of Bluefield realized that simply by increasing their copayment charges they will not be able to bring about a decrease in the number of physician visits since people do not actually like to visit the physicians but rather do it in order to remain healthy and fit. The only way they can reduce their costs is by paying less to their health care providers, like the physicians. Thus, they first needed to negotiate with the physicians and ask them to decrease the costs of services supplied by them. If they simply asked the physicians to lower their cost of service by around 10% or 25% they might do it with the fear that they may loose all of their patients and also be left out of Bluefield’s health insurance plan. But this may have certain negative effects as in return of a lower fee per visit the physicians may also lessen the quality of care that they give to their clients. This is the reason why Bluefield required a further analysis of physicians visit. Out of the $250 fixed premium that Bluefield charged each employee of Arc Electric every month, the total premium revenue was portioned out as 55% for the hospital and surgical services and 30% for the physician visits. Thus while $137. 5 went for the hospital and surgical services only $75 went in for the physician visits. Thus for every premium collected, the profitability of hospital and surgical services was almost $62. 5 more than the profitability of the physician services. Thus, when compared to physician’s services, hospital and surgical services have a profitability of almost 45% more than the former.

Le Corbusier Essays -- Essays Papers

Le Corbusier Architecture is the design of individual building and garden projects that make the realm of the voids visible, memorable and ultimately, useful. Crucial to the making of any city is the clear distinction of such projects by scale and character. Firstly, the definition of buildings and landscape that builds an urban collective form, a fabric. And secondly, civic and community buildings and gardens, physically distinguishable by their institutional purpose. Architecture and Urbanism are bound into one another through the kinds of open space, buildings and landscape, the constituent parts that they hold in common. These are types of form as opposed to particular designs. Cities depend on the repetition of these types for the heterogeneity, the redundancy and the complexity of their structure. Le Corbusier, the great Swiss Architect is often mistaken as being of French origin. In actuality, he was born in 1887 as Charles Edouard Jeanneret in La Chaux-de-fonds, a watch-making city in Switzerland. He left school at age 13 to learn the trade of engraving watch faces. Encouraged by a local art teacher he taught himself architecture, travelling throughout Europe to observe architectural styles. Settling in Paris in 1917, he met Ozenfant, who introduced him to Purism, and with whom he collaborated in writing several articles under his pseudonym (the name of a relative on his father's side). His main interest was large urban projects and city planning. Many of his designs were rejected, but they influenced other architects throughout the world. Examples of his work are the Unità © d'habitation, Marseille (1945--50); Chandigarh, the new capital of the Punjab; the Swiss Dormitory in the Cità © Universitaire in Paris; and the Exposition Pavilion in Zà ¼rich. In 1920 he started publishing his magazine L'Esprit Nouveau, until his death in 1965. He inspired several generations of architects not only in Europe but also around the world. He was more than a mercurial innovator. Irascible, caustic, Calvinistic, Corbusier was modern architecture's conscience. One of the most famous houses of the modern movement in architecture, the Villa Savoye is a masterpiece of Le Corbusier's purist design. It is perhaps the best example of Le Corbusier's goal to create a house which would be a "machine a habiter," a machine for living (in). Located in a suburb near P... ... history makes a lot more sense than starting from zero. It has been an expensive lesson, and not one that Le Corbusier intended, but it too is part of his legacy. He died in the Mediterranean in 1965. The following are celebrated quotes form Le Corbusier: â€Å"Architecture is the learned game, correct and magnificent, of forms assembled in the light.† (1) â€Å"I prefer drawing to talking. Drawing is faster, and allows less room for lies.† (2) â€Å"The materials of city planning are: sky, space, trees, steel and cement; in that order and that hierarchy.† (3) â€Å"Our own epoch is determining, day by day, its own style. Our eyes, unhappily, are unable yet to discern it.† (4) â€Å"A hundred times have I thought New York is a catastrophe and fifty times: It is a beautiful catastrophe.† (5) Le Corbusier himself considered his creations in the domain of visual arts of primary importance and proclaimed that his architectural creations flowed from them. His noteworthy statement "there are no sculptors only, no painters only, no architects only, the plastic incident fulfills itself in an overall form in the service of poetry." explains his global commitment to the visual arts.

Causes of world war

Source based World war one, a great European war, nations conflicted and divided, aligning themselves with their own allies. World war one war one was a war not born from profound causes but triggered by a continents own insolence, competition and whom a nation was allied with. Each of the European nations had their own goals and motives as to why they did what they did. Some fought to preserve the interests that best served their nation, some fought to retaliate and some fought to become the king of Europe.A country like France ho pushed and encouraged nationalism and militarism was viewed as a powerful nation but because of Its strong policies It was also recognized as a huge threat to other European nations. A war seemed to be beneficial to every nation. Everybody was fending for themselves, For France if a war did break out especially between Germany and Russia, France would be able to attain previously lost lands from Germany. Lace and Lorraine, and this would only be a great ou tcome for France. Germany was another rising nation at the time, her and Russia had conflicts and a war between them seemed inevitable.Russia was trying to recover from a revolution that had occurred less than a decade ago. They had a big army but their soldiers were not well trained and their military was not well equipped to take on a nation Like Germany. Russia posed a threat to Germany but seeing as how Russia was not ready for a war, at least not yet, this was Germany's opportunity to attack and eliminate Russia as a potential future threat. Germany only cared about herself, not other nations, not even Austria. (SOURCE B) Germany provoked a war between Austria and Serbia because Russia was going to Intervene and Germany loud have their chance.This was wishful thinking on the part of Germany. They did not want bloodshed or war, yet they provoked one because it served their nations best Interests. Another powerful nation was Britain, a country that was mostly neutral and wanted n o part in war. Britain had a huge naval base that controlled most of the ports at sea; this trading system was highly beneficial for Britain because it was how their economy held up. Their economy was stable and that can only mean good things, but with a rising nation like Germany, Britain's economy was at stake.Britain needed to stay at the top and Germany wanted to be at the top, there was only room for one, with this two powerful nations competing, a war was dawning, and so Britain allied with France to fight against Germany. Without Britain France would have lost miserably and Germany would have gained control over some of the ports threatening Britain's supremacy over the waters. Each country was doing what was best for their own. Russia was the other nation fighting to get a stronger foothold in Europe, and just like the there nations, her too was serving her own interests.The Russians choose to align with Serbia because they both had similar political views and were both Slav ic countries. This was a difficult time for Russia because of revolution that had occurred not so long ago. The Tsar was losing control and his influence over the Russian 1 OFF land in Europe and hope for that brings peace within Russia. World war one was not motivated by aggression but by mere agency of solidifying one's nation as part of the European continent instead of ending up as an annexed territory in one's nation.

Freuds Impact on the Field of Psychology Essay - 1048 Words

Sigmund Freud was born in Freiberg, Moravia in 1856. Freud was a distinguished child. He attended medical school in Vienna; from there he became actively embraced in research under the direction of a physiology. He was engrossed in neurophysiology and hoped for a position in that field but unfortunately there were not enough positions available. From there, he spent some of his years as a resident in neurology and director of a children’s ward in Berlin. Later on, he returned to Vienna and married his fiancà ©e, Martha Bernays. He continued his practice of neuropsychiatry in Vienna with Joseph Breuer as his assistant. Freud achieved fame by his books and lectures; which brought him â€Å"both fame and ostracism from mainstream of the medical†¦show more content†¦Freud believed that although our dreams contain these important messages, they are disguised when we are conscious. The unconscious mind doesnt link to our daily thoughts and feelings so therefore it must co mmunicate with us when we are unconscious (Mendham, 2003). The whole idea of the Oedipus complex is that â€Å" The young male, the Oedipus conflict stems from his natural love for his mother, a love which becomes sexual as his libidal energy transfers from the anal region to his genitals. Unfortunately for the boy, his father stands in the way of this love. The boy therefore feels aggression and envy towards this rival, his father, and also feels fear that the father will strike back at him. As the boy has noticed that women, his mother in particular, have no penises, he is struck by a great fear that his father will remove his penis, too. The anxiety is aggravated by the threats and discipline he incurs when caught masturbating by his parents. This castration anxiety outstrips his desire for his mother, so he represses the desire. Moreover, although the boy sees that though he cannot posses his mother, because his father does, he can posses her vicariously by identifying with his father and becoming as much like him as possible: this identification indoctrinates the boy into his appr opriate sexual role in life. A lasting trace of the Oedipal conflict is the superego,Show MoreRelatedMoore 1. Kristen Moore. Mrs. Kristy French. English Iii1443 Words   |  6 PagesMoore 1 Kristen Moore Mrs. Kristy French English III Honors 7 May 2017 Analysis of the Relevancy of Freudian Psychology When one unintentionally says something that reveals their thoughts, this is known as a Freudian Slip. When one is being uptight and hostile, they are said to be acting â€Å"anal.† If one witnesses something embarrassing, they claim they hope to repress the memory. If one is a moody, maladaptive worrywart, they are said to be neurotic. 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